ING Direct have carried out some research which shows that people budget £45 for a night out but overspend by 100%! They also plan to spend £40 on a first date but overspend by £28 (70%)! Men are also more likely than women to overspend on nights out.

To help young people replenish their savings after such a spending shock ING Direct is asking people to recreate their own “airbag moment” (http://www.youtube.com/watch?v=WvFo0rMu5ZA) on MSN.com for their chance to win a cash prize of £1,000. I’m sure this is something a number of your community can relate to and £1,000 in the back pocket is always nice and will help with that next big night out or (for the more sensible) clearing that student debt. The comp is online here http://uk.msn.com/

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